Shelby State Bank (est. 1931) is a full-service community bank with eight convenient offices located in Whitehall, North Muskegon, Fruitport, Shelby, Pentwater, Ludington, Hart and Hesperia. Shelby State Bank offers a full compliment of personal banking and commercial banking services – from checking and savings accounts, to mortgages and commercial loans, to night deposit and safe deposit services, to 24/7 internet banking, telephone banking and ATM banking. Please call or visit one of our eight convenient locations today and experience for yourself why at Shelby State Bank, our motto remains: “Where Banking is Still a People Business!”